Health Insurance

ISD 518 offers comprehensive, employer/employee paid medical insurance through Sanford Health Plans. The District offers a Board Share (employer contribution) to qualifying employees to help offset the cost of monthly health insurance premiums. Refer to your employee master agreement to determine your district employer match.

ISD 518 offers two network options through Sanford Health Plans (SHP) and three plan levels in each network. The Network options include the Sanford TRUE: Focus Network and the Sanford Signature Options: Broad Network.

Sanford Health Plans Customer Service Information

Sanford Health Plan Customer Service Phone Number: 1-800-752-5863

Sanford TRUE- Focus Network

The District offers three coverage options in the TRUE Focus Network:
- $1,000 Deductible, 2X OPM
- HDHP Non-Embedded $1,650 100%
- HDHP Embedded $3500 100%
The TRUE plans offers a Focused Provider Network of primarily Sanford Health providers and facilities
The TRUE plans will have a lower monthly premium than the Signature Series options.
There is No out-of-network coverage in the TRUE plans
If you primarily see Sanford Health providers, this network may be a good option for you.
Refer to the Sanford TRUE Focused Network Provider search to determine if your medical provider falls in the focused network

Sanford Signature Series- Broad Network

The District offers three coverage options in the Signature Series- Broad Network:
The Signature Series Broad Network option has higher monthly premiums compared to Sanford TRUE network options.
The Signature Series plans will allow you to see both Sanford Health and non-Sanford Health providers (with limitations; refer to network provider list)
Signature Series plans include both traditional copay plans and high deductible health plans.
Refer to the Sanford Broad Network Provider search to determine if your medical provider falls in the focused network.